Paying for residential and nursing care
If you are going into a care home, you may be concerned about how you are going to fund the care home costs.
In many cases, the local Council can help but this will depend on your financial circumstances. By taking up an appointment the council or your social worker can work out the total cost of the care you need, and then look at your financial situation to work out how much you may have to contribute.
Currently, if you have savings above£23,250, you will have to pay the full cost of your stay in the home, other than any nursing care which is covered by the NHS.But if you have less than £14,250, your savings will be disregarded.
The following forms part of your income. Pension or wages, Pension Credit, Income Support and any extra benefits you may be entitled to claim. Disability Living Allowance or Attendance Allowance is disregarded and does not fall into part of your income.
Information correct at time of posting.
What can you do if you find out that your tenant has registered themselves disabled and not told you as the Landlord and you also find out that they have engaged the services of a carer and she is living in your property?
Well, what you need to know is when or should a carer move in to your property without your consent or knowledge which is quite possible in today’s society she/ he becomes what is known as “A Licence of tenancy only”, meaning that the carer is the Licensee of your tenant.
Whilst they may enjoy similar status in terms of living in your property they have different rights.
Also if may be worth checking that your tenant has aquired and errected any care aids in your property without your consent as not all properties lend themselves to such.
Whilst initially you may have no objection to a tenant who has engaged the services of a carer you might want to keep an eye on the situation and put a formal letter in place as to your wishes, especially if a third party has been given a key to your property without your written consent or knowledge.
While it remains one thing for a tenant to require the needs of a carer make it quite clear in a letter to your tenant that they are there only on the basis of Liscency of tenancy only and that they are only there to supply the services of care to your tennant . You have no interest or intention of granting them a tenancy.
Basically in essence this means that should anything happen to your tenant the carer’s will have not be able to live in your property.
As a lanlord you have a right to know who is living in your property and on that basis may wish to see the value in obtaining the full details of the carer and their qualifications .
Care covers a multitude of plateforms and if the carer is a legitament carer they would have the following qualifications.
Person centered care, first aid, manual handling ( depending on the severity of the needs of tenant) qualified in administering medication, be able to read and write to a good standard.
Also make sure that you never take money from the carer.